Friday, April 8, 2011

Can I Trust My Auto Insurance Adjuster after a Serious Car Accident?

Los Angeles car accidents happen at a frightening rate, with an alarming amount of them resulting in catastrophic injuries. When involved in a car accident, most people immediately call their insurance adjuster. In the past, many insurance agents have expressed concern for your daily struggles, asked how your kids were doing, and in essence created a genuine relationship. Some people consider their car insurance adjuster their friend, someone who cares about them, and is there to help. Unfortunately, when you receive serious injuries from a car accident, they are no longer your friend and it quickly becomes obvious that they never were.

The sole purpose of an insurance adjuster is to make as much money possible for the insurance company. Whenever an insurance adjuster saves the company money he is passing those savings on to the shareholders. An adjuster's act of being kind is one of the many tricks they have been trained to use. When talking with an adjuster it is important to be mindful of what you say. Some adjusters will record your statements to use them against you at a later date. Their tactics in negotiation claims can be very clever.

Something that is important to keep in mind is your statute of limitations. The moment you have been involved in a California car accident the clock starts ticking towards a deadline called your statute of limitations, and this is just for a case against a third party (not a government entity). Two years may seem like a long time, but for someone who has been seriously injured it will take a year or more to fully recover from the injuries sustained in their accident. The adjuster will use this deadline as a negotiating tool, and knowing that you only have a limited amount of time left to settle could disrupt your settlement amount.

If you have been seriously injured in a car accident it would be in your best interest to consult an experienced Los Angeles car accident attorney. They will advise you of your options and help you receive fair compensation for your injuries.

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